Art Gamblin Motors

CarBravo
Call 877-459-1449 Directions
  1. Art Gamblin Motors
  2. Used Vehicles
  3. 2020
  4. Kia
  5. Optima
  6. S
Reduced by $1,110 since Apr 02, 2026

2020 Kia Optima S

Special Offer

Get An Estimated Auto Loan For This Vehicle!

Calculator

Get Your Vehicle's True Value!
Free 5-Minute Appraisal!

Get My True Value

Visit our Store

Vehicle Information

VIN: 5XXGT4L34LG404506
Stock #: V7668B
Model Code: 53232
  • Condition Used
  • Body Style Sedan 4 Dr.
  • Exterior Color Black
  • Mileage 107,835
  • Engine 2.4L DOHC I4 GDI
  • Transmission Automatic
  • Fuel Type Gasoline Fuel

Dealer Comments

2020 Kia Optima S FWD 107,818 Miles 1-Owner
107,818 Miles | 24/32 MPG | Ebony Black | Stock #V7668B

Stop settling for a basic sedan and upgrade to this sleek Optima S that perfectly balances sporty styling with advanced safety tech for your daily commute. This one-owner midsize car delivers a premium feel with leatherette accents and a suite of driver-assist features that keep you confident on every drive.
Key Features:

2.4L GDI 4-Cylinder Engine & 6-Speed Automatic

8" Touchscreen w/ Android Auto & Apple CarPlay

Smart Key w/ Push Button Start

Blind-Spot & Rear Cross-Traffic Collision Warning

Forward Collision-Avoidance Assist w/ Pedestrian Detection

Sport Cloth and Leatherette Seat Trim

18" Alloy Wheels & Rear Spoiler Lane Keeping Assist & Driver Attention Warning

History & Condition: This 1-owner Kia Optima S arrives with 107,818 miles and a history showing minor damage reported on the Carfax. Our expert technicians have performed a complete safety inspection and professional detail to ensure it meets our high standards. This vehicle has been thoroughly reconditioned, with all major mechanical systems and safety technology verified for its next owner.
Peace of Mind at Art Gamblin Motors: We offer local family-owned service you can trust, including Car Washes for Life at Lightning Clean touchless carwash. We want your vehicle and will pay top dollar for your trade-inget your value here: https://www.gamblinmotors.com/Trade-In-Your-Vehicle.
Gamblin Motors has been locally owned since 1969, now proudly in our third generation. Weve stayed in business 50+ years by valuing every customer. Serving the Enumclaw, Black Diamond, Buckley, Bonney Lake, and Maple Valley communityless than an hour from Seattle and Tacoma. Let us show you why weve lasted and deliver a different car-buying experience. Check our Google reviews.
Visit us: GamblinMotors.com
Call us: 360-825-3567
Stop by: 1047 Roosevelt Ave E, Enumclaw, WA 98022
We understand the importance of accurate information, and while we make every effort to ensure our vehicle models and options are correctly described, errors can occur. We encourage customers to verify vehicle content and descriptions before purchase. Remember, all vehicles are one of a kind, and the sale price excludes sales tax, license, and a negotiable $200 Documentary Service Fee.
Hablamos espanol y portugues. / Falamos espanhol e portugues.

Eligible Benefits

CarFax One Owner

All Features

  • DriveType
    • DriveType: Front Wheel Drive
  • Fuel Economy
    • City: 0
    • Hwy: 0
    • Combined: 0
  • Fuel Tank Capacity
    • Fuel Tank Capacity: 0
  • Fuel Type
    • Fuel Type: Gasoline Fuel
  • Horse Power
    • Horse Power: 185
  • Trailering Capacity
    • Trailering Capacity: 0
Vehicles You Might Like
2022 Hyundai Elantra Hybrid Limited
2022 Hyundai Elantra Hybrid Limited

2022 Hyundai Elantra Hybrid Limited

  • Call for Pricing & Availability SALE PRICE
2015 Kia Optima LX
2015 Kia Optima LX

2015 Kia Optima LX

  • $8,991 SALE PRICE
2019 Ford Fusion SE
2019 Ford Fusion SE

2019 Ford Fusion SE

  • $9,991 SALE PRICE
2014 Lexus IS 250 250
2014 Lexus IS 250 250

2014 Lexus IS 250

  • $20,796 SALE PRICE

More Information:

Out-of-State FAQ's GM Company Car Program Value My Trade

Auto Loan Calculator

Auto Loan Calculator - Interactive App

All figures are estimates for illustrative purposes only. Actual terms, APR, and payments are subject to credit approval and dealership confirmation. This is not an offer of credit or a guarantee of financing. Pricing may take a few seconds to automatically update.

Vehicle Information

Stock #: V7668B
Year: 2020
Make: Kia
Model: Optima
VIN: 5XXGT4L34LG404506
Holding value; actual cost may vary by registration location.
Covers costs of preparing & filing sales/loan documents.

Total Sales Tax: $--.--

Special Sales Tax Scenarios

Eligible tribal members may be exempt from sales tax on vehicle purchases. Proper documentation required.

%

Enter the applicable sales tax rate for an out-of-state registration or other custom scenario. Learn about WA requirements for out-of-state buyers.

Total Purchase Amount: $--.--

Down Payment Amount: $--.--

Amount to Finance: $--.--

Estimated Monthly Payments (Select One):

48 Months @ --.--% $--.--
60 Months @ --.--% $--.--
72 Months @ --.--% $--.--
Custom Term @ --.--% $--.--
Get Pre-Approved
AUTO LOAN CALCULATOR DISCLOSURE

This calculator provides estimates for educational purposes only. Actual loan terms and payments will be determined by the lender based on creditworthiness and other factors.

AMOUNT FINANCED:
  • Minimum: $5,000
  • Maximum: Subject to lender approval and vehicle value
  • Longer terms may require higher minimums:
    • 72 months: $10,000 minimum typical
    • 84 months: $20,000 minimum typical
AVAILABLE TERMS:
  • 36, 48, 60, 72, or 84 months.
  • Terms over 72 months may have stricter vehicle age/mileage restrictions.
VEHICLE YEAR & MILEAGE CONSIDERATIONS:

Lenders often have guidelines regarding the age and mileage of vehicles they will finance, especially for longer terms. Older vehicles or those with high mileage may be subject to:

  • Shorter maximum loan terms.
  • Higher interest rates.
  • Stricter approval criteria or may not be eligible for all financing programs.
IMPORTANT INFORMATION:
  • Rates shown are for estimation only and not an offer of credit. Your actual rate may differ based on credit score, down payment, loan-to-value (LTV) ratio, vehicle characteristics (age, mileage, condition), and other factors. APRs populated by the credit score tier are estimates based on market averages and may vary.
  • Loan-to-Value (LTV) ratios, determined by the lender based on the vehicle's value and the amount financed, will affect loan eligibility and terms. A higher LTV (less down payment relative to vehicle value) can result in higher rates or stricter terms.
  • Vehicles with branded titles (e.g., salvage, rebuilt, lemon law buyback, flood damage) may have significant financing limitations, require higher down payments, incur higher rates, or may not be eligible for financing under all programs.
  • Longer terms result in lower monthly payments but higher total interest paid.
  • Calculator does not include all potential taxes, fees, insurance, or other costs beyond what is explicitly itemized.
  • Pre-qualification or application required for actual rates.
Monthly Payment Formula:

[Principal × Rate × (1 + Rate)^Term] / [(1 + Rate)^Term - 1]

Calculator Specifics:
  • Vehicle sales tax is typically calculated at 9.3% (WA Standard) but can be adjusted for Tribal, Out-of-State, or EV Exemption scenarios.
  • Specific add-ons like Extended Warranty, Cilajet, Select 3, Clear Bra, and Key Replacement are taxed at 8.9%. GAP Insurance is not taxed.
  • Trade-in tax savings apply only to the vehicle portion of the purchase.
  • The estimated monthly payment typically includes principal and interest only and does not include auto insurance or other potential costs.

This institution is an Equal Opportunity Lender. All loans subject to credit approval.

Optional Enhancements

Extended Warranty: $4,500.00

GAP Insurance: $899.00

Catalytic Converter Etching: $699.00

Cilajet Protection: $999.00

Select 3 - Tire, Dent, and Windshield Coverage: $1,499.00

Clear Bra Protection: $1,999.00

Key Replacement: $599.00

Loan Calculation Details

May not represent actual vehicle. (Options, colors, trim and body style may vary)

The Manufacturer's Suggested Retail Price excludes tax, title, license, dealer fees and optional equipment. Dealer sets final price.